Terms of service

1. About these terms

These terms apply to purchases from Pound Plan. By placing an order you agree to them. Your statutory rights as a consumer are not affected.

2. Our products

Pound Plan sells digital budgeting tools: printable PDF planners and spreadsheets for Microsoft Excel and Google Sheets. Images on our website may show sample data so you can see how the products look once filled in. The files you receive are blank.

3. Compatibility

Our spreadsheets are designed for Microsoft Excel (Microsoft 365 or a recent desktop version) and Google Sheets. They're not designed for Apple Numbers, and some features may behave differently in older versions of Excel. Please check this before you buy.

4. Your licence

When you buy a product, you get a personal, non-transferable licence to use it for your own household budgeting. You may print and copy it for your own use. You may not share, resell, redistribute or upload it elsewhere, or use it for commercial purposes, in full or in part. All designs and content remain the property of Pound Plan.

5. Not financial advice

Our products and content are for general information and budgeting only. They are not financial, tax, investment or debt advice and don't take your personal circumstances into account. Figures depend on what you enter, and any estimates (such as debt payoff dates) are approximate. For advice about your situation, speak to a qualified adviser or a free service such as MoneyHelper, StepChange, National Debtline or Citizens Advice.

6. Downloads and cancellation

You'll get access to your files immediately after purchase. Please see our Refund Policy for how this affects your right to cancel and what to do if a file is faulty.

7. Prices and payment

Prices are shown in pounds sterling (GBP) and include any applicable taxes. We may change prices at any time, but changes won't affect orders already placed.

8. Liability

We take care to make our products accurate and useful, but we can't guarantee any particular financial outcome. Nothing in these terms limits liability that can't be limited by law.

9. Law

These terms are governed by the laws of England and Wales. If you live elsewhere in the UK, you may also be able to bring proceedings in your local courts.