Budgeting for UK homes

See where every pound goes. Finally.

A printable planner and an automated spreadsheet built for life in the UK: council tax, MOTs, Christmas and being paid every four weeks. Set it up once, then just watch it add up.

  • Instant download
  • Excel & Google Sheets
  • Made for UK pay & bills
The Pound Plan budget planner and spreadsheet bundle
Made for UK life

Not another American budget template

No dollars, no 401(k)s. Just the bills, pay and money habits that actually happen here.

Four-weekly pay sorted

Paid every four weeks or weekly? Extra paydays are counted automatically, so your 13th payday never vanishes.

Real UK bills

Council tax, TV licence, energy, water and Child Benefit are all built in and ready to go.

Sinking funds

Christmas, the MOT, car insurance, holidays. Spread the big costs so they stop catching you out.

A plan to clear debt

Snowball or avalanche: pick a method, add any extra you can, and see an estimated debt-free date.

Automatic dashboards

Charts and totals update themselves as you go. No formulas to write, ever.

For singles & couples

Track spending by person and share your Google Sheets copy with your partner if you like.

How it works

Up and running in 20 minutes

1

Download instantly

Your files arrive straight after checkout, with a copy of the link in your email.

2

Add your numbers once

Pay, bills and regular payments go in once. The Start Here guide walks you through it.

3

Watch it add up

Log spending as you go, and your dashboard, bill calendar and savings update themselves.

Questions

Good to know

How do I get my files?

You'll see a Download button straight after checkout, and we email you a link too. Nothing is posted.

Does it work on a Mac?

Yes: in Microsoft Excel for Mac or in Google Sheets (free, in any browser). It isn't designed for Apple Numbers.

How does the Google Sheets version work?

Your download includes a PDF with a link. Click it, press "Make a copy", and you have your own private copy in your Google Drive.

Can I start part-way through the year?

Yes. Start any month you like, and earlier months just stay empty.

See all FAQs →

Your money, finally on a plan

Get the spreadsheet and the printable planner together and save £4.99.

Get the bundle, £19.99

Pound Plan products are budgeting tools for general guidance, not financial advice. Struggling with debt? Free, confidential help is available from MoneyHelper, StepChange, National Debtline and Citizens Advice.